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Dental Insurance

Cigna Dental Care庐 Health Maintenance Organization (HMO) Prepaid Plan

Cigna800.997.1617
24/7

  • You must select and use a Cigna network general dentist from the DHMO list for the state鈥檚 dental plan and let Cigna know of your choice.
  • You must use your selected dentist to receive benefits.
  • You may select a network pediatric dentist as the network general dentist for your dependent child under age 13. The pediatric dentist will be considered a 鈥渟pecialist鈥 for plan benefits. At age 13, you must switch the child to a network general dentist or pay the full charge from the pediatric dentist.
  • There may be some areas in the state where network general dentists are limited or not available. Before enrolling, carefully check the network for your location.
  • With the DHMO, you may be able to cancel this coverage if you enroll and later there are no network general dentists within a 25-mile radius of your home address.
  • You pay copays for dental treatments. Review the Patient Charge Schedule under Publications and Dental HMO - Prepaid Provider at  before having procedures performed.
  • Lab fees may apply for some procedures and are the responsibility of the member to pay.
  • No deductibles to meet, no claims to file, no waiting periods, no annual dollar maximum.
  • Preexisting conditions are covered.
  • Referrals to specialists by network general dentists are required.
  • Teledentistry is offered at no charge.
  • For orthodontic services in progress, members should contact Cigna customer service for additional information regarding their benefit. 
  • See the under Publications and Dental HMO - Prepaid Provider at  for complete details.  
  • To learn about all DHMO benefits, find the Cigna DHMO handbook by  and Dental HMO 鈥 Prepaid Provider.

MetLife Dental logo855-700-8001
7 a.m. to 5 p.m. CT

  • You can use any dentist, but you鈥檒l save money and receive maximum benefits when visiting an in-network DPPO provider for the state's dental plan.
  • There are no waiting periods for any services.
  • In-network deductibles will be $50 per individual and $150 per family with the DPPO.
  • Two routine office exams and two problem-focused exams will be covered each calendar year.
  • The orthodontia plan benefit lifetime maximum will increase to $1,500.
  • See the  for coverage details.
  • To learn about all DPPO benefits, find the MetLife Dental DPPO handbook  and Dental PPO.
  • Search for a provider or find if your current provider is in Network - MetLife Dental DPPO:
    • Access - you will first, select "Dental Insurance" scroll down and then, click 鈥淔ind a Dentist.鈥 Then, select "PDP Plus"  from the dropdown labeled "Your Network" and key in a desired zip code and select find. 
    • You can choose to filter your results by Distance, Specialty, if they are accepting new patients, languages spoken, and more!

2026 dental premiums

2026 dental plan comparison